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Don Breuker


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Fixed & Fixed-Indexed Annuities

The closer you get to retirement, the more important it becomes to protect your retirement nest egg.  Fixed annuities provide that critical safety net for your principal while still providing liquidity.  Fixed-Indexed annuities provide the same principal guarantees of a traditional fixed annuity while providing an opportunity for greater growth.

So whether you are seeking a combination of safety and growth for your hard-earned dollars, desire some flexibility and/or liquidity, want a simple guaranteed rate of return or need a guaranteed income stream you can never outlive, we have multiple carrier and product solutions to fit your needs.

  • Single Premium Immediate "Income" Annuities
  • Single and Flexible Premium Deferred Annuities
  • Fixed Rate Guarantees
  • Fixed-Indexed Annuities
  • Multi-Year Guarantees
  • Bonus Products
  • Joint and Survivor Annuities

Contact me today to learn more about Fixed and Fixed-Indexed Annuities options.


"Please note the application of surrender charges could result in a loss of principal, the minimum guaranteed return may be 0% and investment return based on market increases may be capped. The guaranteed account value of a fixed-indexed annuity only applies if the annuity is held until the end of the contract term and that loss of principal is possible if the annuity is surrendered before the end of the contract term. Fixed-indexed annuities are not FDIC-insured, unlike index-linked CDs. Guarantees are subject to the claims paying ability of the issuer. A fixed annuity is only as good as the financial strength of the company issuing the policy."

Contact Information

Don Breuker

Company: Breuker Financial Strategies

Phone: 712-336-4855

Cell: 712-336-4855


Street Address:
602 39th St.
Spirit Lake, IA 51360-2045

License State: IA

License Number: 241528

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All products are not represented by HBW. All HBW agents do not sell all products offered through the HBW Insurance & Financial Services, Inc., dba HBW Partners network of products and/or providers. Although Don Breuker, dba Breuker Financial Strategies, is a part of the HBW Insurance & Financial Services, Inc., marketing system, Don Breuker is separate and independent.

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