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Don Breuker


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Long-Term Care Insurance

Long-term care is defined as a series of medical and non-medical services offered over an extended period of time to meet your health or personal care needs. Most long-term care is non-skilled personal care assistance, such as help performing everyday Activities of Daily Living (ADL):

  • Bathing
  • Dressing
  • Using the bathroom
  • Transferring (to or from bed or chair)
  • Caring for incontinence
  • Eating

Increasingly, long-term care involves providing a level of medical care from skilled practitioners to address the often multiple chronic conditions associated with older population groups.  The goal of long-term care insurance is to help you maximize your independence and function at a time when you are unable to be fully independent.

A plan for how to deal with long-term care is paramount given the health care issues facing Americans today:

  • Aging populations
  • Family lifestyle changes
  • Evolving health care and a lack of adequate protection from healthcare costs

Long-term care insurance offers protection against the risks associated with these issues.

Contact me today to learn more about Long-term Care Insurance options for you and your family.

Contact Information

Don Breuker

Company: Breuker Financial Strategies

Phone: 712-336-4855

Cell: 712-336-4855


Street Address:
602 39th St.
Spirit Lake, IA 51360-2045

License State: IA

License Number: 241528

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All products are not represented by HBW. All HBW agents do not sell all products offered through the HBW Insurance & Financial Services, Inc., dba HBW Partners network of products and/or providers. Although Don Breuker, dba Breuker Financial Strategies, is a part of the HBW Insurance & Financial Services, Inc., marketing system, Don Breuker is separate and independent.

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